The right technology shouldn't have to wait for the right quarter. When equipment, software, or service investments would strain your capital, Envoy offers flexible financing options that let you move forward now — structured around your business and the way your tools are actually used.

Whether you're refreshing aging hardware, rolling out new software, or building out infrastructure from the ground up, financing keeps your IT roadmap moving without forcing your budget into a corner.

• Equipment, Software, and Services: Finance whole projects, not just hardware. A single upgrade doesn't have to be carved across multiple budget cycles.

• Terms Aligned to Your Tech: Financing periods match your license or subscription length, so you're never paying for tools longer than you're using them.

• Flexible Payment Schedules: Choose the rhythm that fits your business — monthly, quarterly, semi-annual, or annual — so payments line up with how you actually generate revenue.

• Options at End of Term: Keep what's working, upgrade to what's next, or return equipment that's served its purpose. Financing structures are designed to give you a clear path forward, not lock you in.

• An Objective Review Process: Applications are reviewed by an independent external credit team — keeping the process unbiased and separate from your relationship with Envoy.